RTO/ERO's Group Insurance Plans

Welcome to the RTO/ERO Health Plans. We offer insurance plans that are comprehensive, affordable, and offer value for your insurance dollar.

RTO/ERO developed its Group Benefits Program in the 1980s to provide Semi-Private Hospital, Extended Health Care and Dental Plans for RTO/ERO members and their families. Since its inception, the program has been expanded to include the Supplemental Travel Plan, as well as a full spectrum of individual plans – Long Term Care, Guaranteed Life, Term Life, Accidental Death and Dismemberment, Hospital Money and Preferred Service Home-Auto. As an RTO/ERO member, you choose the coverage you need.

RTO/ERO’s objective is to provide a most cost effective, high quality and competitive group health insurance plans that meet the needs of the majority of the membership. You can rest assured that the plans are well established, financially stable, and will continue to evolve to meet the changing health needs of members.

With over 80,000 participants (including dependents) insured under RTO/ERO Health Plans, RTO/ERO understands health care for retirees.

The RTO/ERO Health Plans are owned and managed by RTO/ERO members, administered by Johnson Inc., and underwritten by Manulife Financial.